Kandhu Vatti Made Digital - Complete Cash Loan Management
Manage loans, collectors, and daily collections - all in one place. From automated scheduling to penalty automation, transform your money lending business from spreadsheets to professional operations. Built for Indian money lenders.
Everything You Need to Run Your Cash Loan Business
Purpose-built features for Indian money lenders - from loan creation to daily collection
Loan Management
Two loan types supported - Upfront Cut & Daily Interest. Auto-scheduling excludes Sundays & holidays. Loan calculator previews terms before creating. Extension support with configurable limits.
Daily Collection View
Today's pending, collected & missed at a glance. Multiple payment modes - Cash, UPI, Card, Bank Transfer. Partial payments without manual math. Real-time collection status updates.
6 Built-in Reports
Day Book for daily cash in/out. Collection Sheet per collector. Outstanding Report shows all active loans. Overdue Report flags problem loans. Collector Performance metrics. Customer Ledger history.
Team Management
Multiple collector support with individual logins. Mobile app access for field teams. Guarantor linking for enforcement. Performance metrics track collection rates & benchmarks.
Smart Automation
Penalty automation - fixed per-day or percentage-based. Waiver tracking with complete audit trail. Photo verification built-in. Zero-ambiguity calculations eliminate disputes.
Built for Every Role in Your Business
From business owners to field collectors - everyone gets the tools they need
Business Owner
Profit visibility, bad debt control, complete business oversight
Field Collector
Clear daily schedule, easy collection tracking, mobile-first experience
Accountant
Day book, collection tracking, accurate financial records
Compliance
Complete audit trail, penalty transparency, waiver documentation
Why Money Lenders Choose OnePlaceHQ
Built specifically for Indian cash loan businesses
Tamil Language Support
Full Tamil interface for field teams who prefer their native language
Smart Auto-scheduling
Automatically excludes Sundays and holidays from collection schedules
Zero-ambiguity Calculations
Crystal clear interest & penalty calculations eliminate customer disputes
Photo Verification
Built-in photo capture for proof of collection and customer verification
Complete Audit Trail
Every transaction, waiver, and change is logged for full accountability
Works on Budget Phones
Runs smoothly on basic Android phones starting from just Rs. 10,000
How OnePlaceHQ Compares
See why OnePlaceHQ is the smart choice for modern money lenders
| Feature | OnePlaceHQ | Spreadsheet | Paper | Generic App |
|---|---|---|---|---|
| Auto Schedule | ✓ | ✗ | ✗ | Sometimes |
| Multi-Collector | ✓ | Limited | ✗ | ✓ |
| Penalty Automation | ✓ | Manual | ✗ | Sometimes |
| Tamil Language | ✓ | ✗ | Maybe | ✗ |
| Waiver Audit Trail | ✓ | ✗ | ✗ | Maybe |
Frequently Asked Questions
Everything you need to know about OnePlaceHQ Cash Loan Software
How does auto-scheduling work?
When you create a loan, our system automatically calculates collection dates based on your loan terms. It intelligently skips Sundays and configurable holidays, ensuring your collectors only see actual working days in their schedule. You can also manually adjust dates if needed.
Can collectors use it on basic phones?
Yes! OnePlaceHQ is optimized to run smoothly on budget Android phones starting from Rs. 10,000. The app is lightweight, works well on slower networks, and the Tamil interface makes it easy for field teams to use without extensive training.
How are partial payments handled?
Collectors can record any amount collected - even if it's less than the expected daily amount. The system automatically calculates the remaining balance, applies it correctly to the loan, and adjusts future schedules accordingly. No manual math required.
Is there Tamil language support?
Absolutely! The entire app interface is available in Tamil, making it easy for field collectors who prefer their native language. All reports, receipts, and customer communications can be generated in Tamil + English.
Ready to Digitize Your Cash Loan Business?
From spreadsheets to professional operations in weeks. Contact us on WhatsApp for a free demo.
Get Free Demo on WhatsAppQuick response in Tamil + English